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Terms of Service – Platform & Digital Services

Last Update: May 20, 2026

1. Subject Matter

These Terms of Service (ToS) define the conditions under which users may access and use the digital services offered by the DCM Core Institute via the website: https://dcmcore.com.

These services include, but are not limited to:

  • Access to research content
  • Dashboards and market observatories
  • Publications and reports
  • Educational programs
  • Events and forums
  • Digital services or data platforms

Access to and use of the site implies full and unreserved acceptance of these terms.

2. Nature of the Site

The DCM Core Institute website is a platform for research, economic analysis, knowledge dissemination, and academic reflection in the areas of financial market tokenization, digital capital markets, digital financial infrastructures, and blockchain/DLT applied to finance.

The published contents have an informative, academic, and educational purpose.

3. Absence of Financial Advice

The information and analysis published on the site:

  • Does not constitute investment advice
  • Does not constitute a financial recommendation
  • Does not constitute a solicitation for investment

The DCM Core Institute is not an investment service provider within the meaning of financial regulations. Users remain solely responsible for the decisions they may make based on the information published on the site.

4. Access to Services

The site offers services in open access (free) and restricted access (potentially requiring registration, a subscription, or participation in a program). The DCM Core Institute reserves the right to modify or suspend any service at any time.

5. User Accounts

When a user account is created, the user agrees to provide accurate information, maintain the confidentiality of their credentials, and not share their access. Any activity carried out via an account is deemed to have been performed by its holder.

6. Subscriptions and Paid Services

The DCM Core Institute offers both free access to its research content and a paid subscription, Academy Pro, granting access to advanced educational content (Levels 1–6+), interactive tools, and exclusive institutional resources.

Payment processing: All payments are processed by Stripe, Inc. (a licensed payment service provider). The DCM Core Institute does not store any card data. Subscriptions are available on a monthly or annual basis and may be cancelled at any time through the user account settings or by contacting dcmcoreinstitute@gmail.com.

Refund policy: In accordance with applicable EU consumer regulations, access to digital content that begins immediately upon payment is exempt from the standard 14-day right of withdrawal. Refunds may nonetheless be granted at the sole discretion of the DCM Core Institute within 48 hours of subscription upon motivated request.

7. Intellectual Property

All contents of the site (text, studies, graphics, data, architecture) are protected by intellectual property rights and belong to the DCM Core Institute, unless otherwise stated. Any reproduction, distribution, or exploitation without prior authorization is prohibited.

8. Authorized Use

Users may consult the contents, share publications citing the source, and use the analysis for study or research purposes. Any unauthorized commercial use is prohibited.

9. Data and Privacy

Personal data is processed in accordance with our Privacy Policy and our Cookie Policy.

10. Limitation of Liability

The DCM Core Institute strives to provide reliable information, but no guarantee is given as to its accuracy or completeness. The Institute shall not be held liable for financial decisions made based on these contents, nor for direct or indirect damages related to the use of the site.

11. Links to Third-Party Sites

The site may contain links to external sites over which the Institute has no control and disclaims all responsibility for their content or policies.

12. Site Security

Users agree not to attempt to fraudulently access the systems, not to disrupt the operation of the site, and not to use it for illegal purposes.

13. Governing Law

These terms are governed by French law. Any dispute falls within the jurisdiction of the French courts (Paris).

14. Contact

For any questions: dcmcoreinstitute@gmail.com

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