Institutional maturity requires a clear understanding of the vulnerabilities of one's own business model. This register publicly exposes our dependencies and mitigation strategies.
| Category & Risk | Severity | Impact Description | Mitigation Strategy |
|---|---|---|---|
|
Market Adoption Inertie Institutionnelle (Sales Cycle) |
High | Institutional B2B sales cycles (T1 banks) often exceed 12 to 18 months, threatening cash flow and momentum between funding rounds (Series Seed → A). | Penetration via upstream Consulting/Advisory to fund pilot integrations. Targeting more agile "Tier 2 Banks" to create rapid reference use cases. |
|
Regulatory Assouplissement Bâlois inattendu |
Medium | If the BCBS drastically softens capital penalties on crypto-assets, the ROI argument (Capital Optimization) of DCM OS loses its immediate financial power. | Pivot from "Capital cost reduction" to "Indispensable DORA compliance". Operational resilience and auditability requirements (ICT) will remain strong regardless of Basel III. |
|
Technology / Market Concurrence directe des BigTechs Risk (SAS, Murex) |
High | Incumbent Risk Management players add DLT modules to their software suites, capitalizing on existing IT integration and board-level trust. | Positioning not as a competitor, but as a Data Oracle. DCMCore integrates via API into Murex/SAS risk engines to provide the DLT layer they do not natively master. |
|
Market / Macro Échec des Wholesale CBDC / DLT Pilots |
Medium | Lack of central bank interest and the abandonment of wholesale central bank digital currency (wCBDC) experiments would push back atomic settlement (DvP) in the long term. | The model already applies to regulated Stablecoins (EMT under MiCA) and commercial bank money tokenization, which progress independently of central bank projects. |